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The Difference between Personal Injury and Worker’s Compensation

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The Difference between Personal Injury and Worker’s Compensation

Person in Wheelchair.

Many people are quick to realize that they need certain compensation for their injury when they are on the job. However, personal injury and worker’s compensation are not always one and the same. Obviously, they both involve your injury and the desire for compensation for said injury. But sometimes you can be injured on the site of your work, and it would not necessarily be considered worker’s compensation. Before you go in for a case with our lawyers , here are just a few bits of information that show how the two types of cases both differ from each other.

Personal Injury

First off, someone needs to be at fault for it to be a personal injury case. If the injury was an accident, a result of your own negligence, or an act of God, then you couldn’t really charge anyone with such a case. The only real problem would come if you were denied benefits from an insurance company for reasons that are unfair. If you were injured as a result of someone else’s fault, it might be personal injury. But it would not be worker’s compensation. Here is why.

Worker’s Compensation

As the title implies, worker’s compensation requires that you be injured on the job. It does not have to necessarily be anyone’s fault. If you are an employee, you are likely entitled to worker’s compensation. Worker’s Compensation would be a reasonable means of your company taking care of you. Now, if one were to be injured on the job, which is also caused by the negligence of a third party (who is not the employer), then the victim can pursue both worker’s compensation and personal injury compensation. If you are unsure about your situation, then our Lawyers can help clear it up for you.

Either way, do not be afraid because our New Orleans Personal Injury Attorneys know exactly how to handle these situations. They can assess all of the nuances of your situation and give you the right type of case to pursue based on your injury circumstances. And no one will be able to take advantage of you either. If you would like any more information on our personal injury or worker’s compensation representation, then please feel free to Ring the King today.

Sources:

  • https://www.justice.org/sections/newsletters/articles/combined-personal-injury-and-workers-compensation-accident
  • http://www.alllaw.com/articles/nolo/workers-compensation/difference-personal-injury-claim.html#

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