Be Free from the Game of Claims
Justice is about fairness and equality. But often enough there are insurance companies that like to unfairly skirt around your much-needed compensation. They play what we at the King Injury Firm call “The Game of Claims.” Without proper legal representation, some insurance companies might take advantage of you. They will use every loophole in the book to keep your compensation money for themselves. If you have been in an accident that was not your fault, you should not have to be the one to pay for it.
Forms of the Game of Claims
There are many ways that the insurance companies prefer to play the game of claims. One way is through blaming the victim. They blame them for causing their own injury, saying that they were merely trying to squeeze out any money they can. Another blame game they play is by saying that you did something wrong in filing your claim. Even if this were the case, a simple readjustment is still possible. However, once you come back to them they might find some other loophole to deny you your claim. No matter how ridiculous these accusations are, your claims are not ignored here at the King Injury Firm.
Another field of practice that is often a victim of the game of claims is worker’s compensation. When one is hurt because of their job duties, there is no reason that they should have to work to support themselves through the recovery process. There are two main claims cases that we often deal with: First-party and Third-party claims.
First Party Claims
A First Party claim is a contractual insurance claim between the policyholder and the insurance company. It is based on an insurance policy established by the policyholders and the trusted insurance company. This is done in the case that you need direct financial assistance for your injury budget.
Third Party Claims
A Third-party claim is from a victim who is neither the policyholder nor the insurance company. Instead, they are a separate party who was hurt or injured because of the policyholder. Therefore, the victim can sue the insurance company who represents the person responsible for their injury.
There are plenty of insurance companies who make honest mistakes. But some make dishonest decisions in terms of what the victim needs. Personal injury is one of our core areas of practice, and just like our other fields (Maritime Offshore, Mass Tort, and Worker’s Compensation), we are not afraid to go to battle for our client’s compensation.
If you have any concerns about your insurance conditions, please “ring the king” at 504-909-KING, or contact us through email. We are here for you.
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